Crypto-Friendly Finance, Reimagined.
YOB is redefining financial services for the digital age, bridging traditional finance and crypto with a seamless, compliant experience.
Where Traditional and Digital Finance Meet
YOB offers flexible, tailored solutions for individuals and businesses operating in both fiat and digital currencies. Whether managing EUR, GBP, or stablecoins like USDT and USDC, we ensure you're ready for Web3.
Our intuitive, secure, and mobile-ready platform lets you manage money, crypto, and business in one place.
Comprehensive Services for the Digital Economy
Our ecosystem provides a full spectrum of financial and technological services
Multi-currency IBAN accounts
Instantly create accounts to send and receive payments across Europe and beyond.
Crypto on/off ramps
Convert between fiat and crypto directly from your dashboard, 24/7.
Dual-linked debit cards
Cards accepted globally online and in-store.
Real-time transactions
Track all your fiat and crypto activity in one view, with filters and custom analytics.
Full compliance Onboarding
Onboard quickly through a secure, verified process compliant with KYC/AML regulations.
100% digital experience
Access your account anytime, anywhere — on desktop or mobile app.
More than a Financial Service — A Gateway to Web3
As part of the NEXA Group, YOB Bank integrates seamlessly with our broader ecosystem. Users benefit not only from day-to-day banking, but also from tools to grow and deploy capital within the crypto economy — including access to our earning products, tokenized investment platforms, and the token marketplace.